Название: A History of Inventions, Discoveries, and Origins, Volume II (of 2)
Автор: Johann Beckmann
Издательство: Public Domain
Жанр: Зарубежная классика
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Those who have as yet determined the origin of lending-houses with the greatest exactness, place it, as Dorotheus Ascanius, that is Matthias Zimmermann8, does, in the time of Pope Pius II. or Paul II., who filled the papal chair from 1464 to 1471; and the reason for supposing it to have been under the pontificate of the latter is, because Leo X. in his bull, which I shall quote hereafter, mentions that pope as the first who confirmed an establishment of this kind. As the above account did not appear to me satisfactory, and as I knew before that the oldest lending-houses in Italy were under the inspection of the Franciscans, I consulted the Annals of the Seraphic Order, with full expectation that this service would not be omitted in that work; and I indeed found in it more materials towards the history of lending-houses than has ever been collected, as far as I know, by any other person.
As complaints against usury, which was practised by many Christians, but particularly by the Jews, became louder and more public in Italy in the fifteenth century, Barnabas Interamnensis, probably of Terni, first conceived the idea of establishing a lending-house. This man was originally a physician; had been admitted to the degree of doctor; was held in great respect on account of his learning; became a Minorite, or Franciscan; acquired in that situation every rank of honour, and died, in the first monastery of this order at Assisi (in monte Subasio9), in the year 1474. While he was employed in preaching under Pope Pius II. at Perugia, in the territories of the Church, and observed how much the poor were oppressed by the usurious dealings of the Jews, he made a proposal for raising a capital by collections, in order to lend from it on pledges to the indigent, who should give monthly, for the use of the money borrowed, as much interest as might be necessary to pay the servants employed in this establishment, and to support it. Fortunatus de Copolis, an able jurist of Perugia, who after the death of his wife became also a Franciscan, approved of this plan, and offered to assist in putting it into execution. To be assured in regard to an undertaking which seemed to approach so near to the lending on interest, both these persons laid their plan before the university of that place, and requested to know whether such an establishment could be allowed; and an answer being given in the affirmative, a considerable sum was soon collected by preaching, so that there was a sufficiency to open a lending-house. Notwithstanding this sanction, many were displeased with the design, and considered the receiving of interest, however small it might be, as a species of usury. Those who exclaimed most against it were the Dominicans (ex ordine Prædicatorum): and they seem to have continued to preach in opposition to it, till they were compelled by Leo X. to be silent; while the Franciscans, on the other hand, defended it, and endeavoured to make it be generally adopted. The dispute became more violent when, at the end of a year, after all expenses were paid, a considerable surplus was found remaining; and as the managers did not know how to dispose of it, they at length thought proper to divide it amongst the servants, because no fixed salaries had been appointed for them. Such was the method first pursued at Perugia; but in other places the annual overplus was employed in a different manner. The particular year when this establishment began to be formed I have nowhere found marked; but as it was in the time of Pius II., it must have been in 1464, or before that period10. It is very remarkable that this pontiff confirmed the lending-house at Orvieto (Urbs Vetus) so early as the above year; whereas that at Perugia was sanctioned, for the first time, by Pope Paul II. in 1467. It is singular also that Leo X., in his confirmation of this establishment, mentions Paul II., Sixtus IV., Innocent VIII., Alexander VI. and Julius II.; but not Pius II. Pope Sixtus IV., as Wadding says, confirmed in 1472 the lending-house at Viterbo, which had, however, been begun so early as 1469, by Franciscus de Viterbo, a Minorite11.
In the year 1479 Sixtus IV. confirmed the lending-house which had been established at Savona, the place of his birth, upon the same plan as that at Perugia. The bull issued for this purpose is the first pontifical confirmation ever printed12; for that obtained for Perugia was not, as we are told by the editor, to be found in the archives there in 1618, the time when the other was printed. I have never found the confirmation of those at Orvieto and Viterbo. Ascianus sought for them, but without success, in Bullarium Magnum Cherubini, and they are not mentioned by Sixtus. This pontiff, in his bull, laments that the great expenses to which he was subjected did not permit him to relieve his countrymen with money, but that he would grant to the lending-house so many spiritual advantages, as should induce the faithful to contribute towards its support; and that it was his desire that money should be lent from it to those who would assist gratis during a year in the business which it required. If none could be found to serve on these conditions, a moderate salary was to be given. He added a clause also respecting pledges; but passed over in silence that the debtors were to contribute anything for the support of the institution by paying interest, which Barnabas, whose name does not occur in the bull, introduced however at Perugia, and which the pope tacitly approved.
The greater part of the lending-houses in Italy were established in the fifteenth and following centuries by the Minorites Marcus Bononiensis, Michael a Carcano13, Cherubinus Spoletanus, Jacobus de Marchia, Antonius Vercellensis, Angelus a Clavasio, and above all, Bernardinus Tomitano, named also Feltrensis and Parvulus. This man was born at Feltri, in the country of Treviso, in the year 1439. His father was called Donato Tomitano, and his mother Corona Rambaldoni; they were both of distinguished families, though some assert that he was of low extraction, and a native of Tomi, a small place near Feltri, on which account he got the name of Tomitano. The name of Parvulus arose from his diminutive stature, which he sometimes made a subject of pleasantry14. This much at any rate is certain, that he had received a good education. In 1456, when seventeen years of age, he suffered his instructors, contrary to the inclination of his father, to carry him to Padua, to be entered in the order of the Minorites; and on this occasion he changed his christian-name Martin into Bernardinus. As he was a good speaker, he was employed by his order in travelling through Italy and preaching. He was heard with applause, and in many parts the people almost paid him divine honours. The chief object of his sermons was to banish gaming, intemperance, and extravagance of dress; but he above all attacked the Jews, and excited such a hatred against them, that the governments in many places were obliged to entreat or to compel him either to quit their territories or not to preach in opposition to these unfortunate people, whom the crowds he collected threatened to massacre; and sometimes when he visited cities where there were rich Jews and persons who were connected with them in trade, he was in danger of losing even his own life. Taking advantage of this general antipathy to the Jews, he exerted himself, after the example of Barnabas, his brother Minorite, to get lending-houses established, and died at Pavia in the year 1494. The Minorites played a number of juggling tricks with his body, pretending that it performed miracles, by which means they procured him a place in the catalogue of the saints; and to render his name still more lasting, some of his sermons have been printed among the works of the writers of the Franciscan order15.
The lending-houses in Italy, with the origin of which I am acquainted, are as follows: – The lending-house at Perugia was inspected in 1485 by Bernardinus, who enlarged its capital.
The same year he established one at Assisi, which was confirmed by Pope Innocent, and which was visited and improved by its founder in 148716.
In the year 1486, after much opposition, he established a lending-house at Mantua, and procured for it also the pope’s sanction17. Four years after, however, СКАЧАТЬ
7
Algemeine Welthistorie, xlv. p. 10.
8
This theologian, born at Eperies in Hungary in 1625, was driven from his native country on account of his religion, and died superintendant at Meisse in 1689. He wrote, besides other works, Dorothei Asciani Montes Pietatis Romanenses, historice, canonice, et theologice detecti. Lipsiæ, 1670, 4to. This book is at present very scarce. I shall take this opportunity of mentioning also the following, because many who have written on lending-houses have quoted it, though they never saw it: – Montes Pietatis Romanenses, das ist, die Berg der Fromheit oder Gottesforcht in der Stadt Rom. Durch Elychnium Gottlieb. Strasburg, 1608, 8vo. It contains nothing of importance that may not be found in Ascianus.
9
Of this Barnabas I know nothing more than what I have here extracted from Waddingii Annales Minorum, tom. xiv. p. 93. Wadding refers to Marian. lib. v. c. 40. § 17; and Marc. 3. p. lib. 5. cap. 58. The former is Marianus Florentinus, whose Fasciculus Chronicoram Ordinis Minorum, which consists of five books, was used in manuscript by Wadding, in composing his large work, and in my opinion has never been printed. Marc. is Marcus Ulyssoponensis, whose Chronica Ordinis Minorum I have not been able to procure, though it is translated into several languages. See Waddingii Scriptores Ordinis Minorum. Romæ 1650, fol. pp. 248, 249.
10
This is confirmed by M. B. Salon, in t. 2. Contr. de Justit. et Jure, in ii. 2 Thom. Aquin. qu. 88. art. 2. controv. 27: “Hujus modi mons non erat in usu apud antiquos. Cœpit fere a 150 annis, tempore Pii II.” In C. L. Richard’s Analysis Conciliorum Generalium et Particularium, Venetiis, 1776, 4 vol. fol. iv. p. 98, I find that the first lending-house at Perugia was established in the year 1450; but Pius II., under whose pontificate it appears by various testimonies to have been founded, was not chosen pope till the year 1458.
11
Bussi, Istoria della città di Viterbo. In Roma, 1742, fol. p. 271.
12
It may be found in Bolle et Privilegi del Sacro Monte della Pietà di Roma. In Roma, 1618: ristampati l’anno 1658. This collection is commonly bound up with the following work, which was printed in the same year and again reprinted: Statuti del Sacro Monte della Pietà di Roma. This bull is inserted entire by Ascianus, p. 719, but in the Collection of the pontifical bulls it is omitted.
13
This Michael travelled and preached much in company with Bernardinus, and died at Como in 1485. – Wadding, xiv. p. 396.
14
The Piccolimini, nephews of the pope, having once paid their respects to him at Siena, he told them he was their namesake. – Wadding, xiv. p. 447.
15
Waddingii Scriptores Ordinis Minorum, p. 58. Fabricii Biblioth. Mediæ et Infimæ Æt. i. p. 586.
16
Wadding, xiv. pp. 398, 433.
17
It may be found entire in Wadding, xiv. p. 411. It was ordered that the pledges should be worth double the sum lent, and that they should be sold if not redeemed within a year.