Rich Dad Poor Dad. Robert T. Kiyosaki

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      Saving the Rich

      Between the years 2000 to 2016, in the name of saving the economy, the banks of the world kept cutting interest rates and printing money. While our leaders want us to believe they were saving the world, in reality, the rich were saving themselves and threw the poor and middle class under the bus.

      Today, interest rates in many countries are below zero, which is why savers are losers. Today the biggest losers are the poor and middle class, the people who work for money and save money.

      Rich Dad Lesson: “Your house is not an asset.”

      Twenty years ago, in 1997, every publisher who sent me a rejection slip criticized rich dad’s lesson that “your house is not an asset.”

      Ten years later, in 2007 when subprime borrowers began to default on their subprime mortgages, the world’s real estate bubble burst and millions of homeowners found out the truth in that lesson the hard way. Their house was not “an asset.”

      The Real Problem

      Most people do not know that the real estate crash was not really a real estate crash.

      Poor people did not cause the real estate crash. The rich caused the real estate crash. The rich created financially-engineered products known as derivatives—products Warren Buffett has called “weapons of mass financial destruction.” When the financial weapons of mass destruction started to explode, the real estate market crashed… and poor, subprime borrowers were blamed.

      In 2007 there were an estimated $700 trillion in financial derivatives.

      Today, it is estimated there are $1.2 quadrillion in financial derivatives. In other words, the real problem has gotten bigger, not better.

      Rich Dad Lesson: “Why the rich pay less in taxes.”

      Twenty years ago, a few publishers criticized Rich Dad Poor Dad for disclosing how and why the rich pay less in taxes. One stated that that lesson was illegal.

      Ten years later, in 2007, President Barack Obama was running for re-election against former Governor Mitt Romney. When it was disclosed that President Obama paid approximately 30% of his income in taxes and Governor Romney paid less than 13% in taxes, Mitt Romney began the downhill slide that would cost him the election. Taxes, again, were a focal point in the 2016 U.S. Presidential election.

      Rather than find out how people like Mitt Romney and President Donald Trump pay less in taxes legally, the poor and middle class get angry.

      While President Trump promises to reduce taxes for the poor and middle class, the reality is the rich will always pay less in taxes. The reason the rich pay less in taxes goes back to rich dad’s lesson number one: “The rich don’t work for money.” As long as a person works for money, they will pay taxes.

      Even when Presidential candidate Hillary Clinton was promising to raise the taxes on the rich, she was promising to raise the taxes on those with high incomes—people like doctors, actors, and lawyers—not the real rich.

      Twenty Years Ago

      Although Rich Dad Poor Dad was not an immediate success, like The Beatles’ Sgt. Pepper’s album, Rich Dad Poor Dad did make The New York Times bestseller list by the year 2000 and stayed on that list for nearly seven years. Also in the year 2000, Oprah Winfrey called. I was on Oprah! for the entire hour, and, as they say, “the rest is history.”

      Rich Dad Poor Dad has become the number one personal finance book in history, with sales of the Rich Dad series of books estimated at nearly 40 million copies worldwide.

      Was There Really a Rich Dad?

      Millions have asked, “Was there really a rich dad?” To answer that question, you can listen to rich dad’s son, Mike… when he was a guest on the Rich Dad Radio Show. You can listen to that program by going to Richdadradio.com

      Rich Dad Graduate School

      Rich Dad Poor Dad was written as simply as possible, so that almost everyone could understand my rich dad’s lessons.

      For those who want to learn more, as part of the 20-year celebration, I wrote, Why the Rich Are Getting Richer—What Is Financial Education… Really?

      Why the Rich Are Getting Richer goes into greater, more specific detail on what rich dad really taught his son and me when it came to money and investing.

      Why the Rich Are Getting Richer is Rich Dad Poor Dad for graduate students… it’s Graduate School for Rich Dad students.

      A Warning… and an Invitation

      While I did my best to keep Why the Rich Are Getting Richer as simple as possible, what the rich really do is not easy. Or easy to explain. What the rich really do requires real financial education, financial education not taught in our schools.

      I suggest reading Rich Dad Poor Dad first, then, if you want to learn more, Why the Rich Are Getting Richer may be for you.

       Thank you… for 20 Great Years

      To all our readers, past, present, and future…

      all of us at The Rich Dad Company say,

      “Thank you… for 20 great years.”

      It is our mission to elevate the financial well-being of humanity…

      and that starts with one life and one person at a time.

       Introduction

       RICH DAD POOR DAD

      Having two dads offered me the choice of contrasting points of view: one of a rich man and one of a poor man.

      I had two fathers, a rich one and a poor one. One was highly educated and intelligent. He had a Ph.D. and completed four years of undergraduate work in less than two years. He then went on to Stanford University, the University of Chicago, and Northwestern University to do his advanced studies, all on full financial scholarships. The other father never finished the eighth grade.

      Both men were successful in their careers, working hard all their lives. Both earned substantial incomes. Yet one always struggled financially. The other would become one of the richest men in Hawaii. One died leaving tens of millions of dollars to his family, charities, and his church. The other left bills to be paid when he died.

      Both men were strong, charismatic, and influential. Both men offered me advice, but they did not advise the same things. Both men believed strongly in education but did not recommend the same course of study.

      If I had had only one dad, I would have had to accept or reject his advice. Having two dads offered me the choice of contrasting points of view: one of a rich man and one of a poor man.

      Instead of simply accepting or rejecting one or the other, I found myself thinking more, comparing, and СКАЧАТЬ