Rich Dad Poor Dad. Robert T. Kiyosaki

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       and lead by example

       Acknowledgments

      How does a person say “thank you” when there are so many people to thank? Obviously this book is a thank you to my two fathers, who were powerful role models, and to my mom, who taught me love and kindness.

      The person most responsible for this book becoming a reality is my wife Kim—my partner in marriage, business, and in life. She makes my life complete.

      Contents

Dedication

Acknowlegments

20 Years... 20/20 Hindsight

      It Was 20 Years Ago Today...

Introduction

      Rich Dad Poor Dad

Chapter One

      Lesson 1: The Rich Don’t Work for Money

Study Session

      Chapter Two

      Lesson 2: Why Teach Financial Literacy?

       Study Session

      Chapter Three

      Lesson 3: Mind Your Own Business

       Study Session

      Chapter Four

      Lesson 4: The History of Taxes and the Power of Corporations

       Study Session

      Chapter Five

      Lesson 5: The Rich Invent Money

       Study Session

      Chapter Six

      Lesson 6: Work to Learn—Don’t Work for Money

       Study Session

      Chapter Seven

      Overcoming Obstacles

       Study Session

      Chapter Eight

      Getting Started

       Study Session

      Chapter Nine

      Still Want More? Here Are Some To Do’s

       Study Session

      Final Thoughts

       Study Session

      BONUS Excerpt from

       Rich Dad’s CASHFLOW Quadrant

       20 Years… 20/20 Hindsight

       IT WAS 20 YEARS AGO TODAY…

      The Beatles released the Sgt. Pepper’s Lonely Hearts Club Band album on June 1, 1967. It was an immediate commercial and critical success, spending 27 weeks at the top of the albums chart in the UK and 15 weeks at number one in the United States. Time magazine declared Sgt. Pepper’s “a historic departure in the progress of music.” It won four Grammy Awards in 1968 as well as Album of the Year—the first rock album ever to receive that honor.

      Rich Dad Poor Dad was released 20 years ago, on my 50th birthday, on April 8, 1997. Unlike The Beatles’ story, the book was not an immediate commercial success. It was not a critical success. In fact, the book’s release and the firestorm of criticism that followed was quite the opposite.

      Rich Dad Poor Dad was originally self-published because every book publisher we approached turned my book down. A few rejection slips offered comments like “You do not know what you are talking about.” I learned that most publishers are more like my highly-educated poor dad, than my rich dad. Most publishers disagreed with my rich dad’s lessons on money… as did my poor dad.

      Twenty Years Today

      In 1997, Rich Dad Poor Dad was a warning, a book of lessons about the future.

      Twenty years later, millions of people around the world are more aware of my rich dad’s warnings and his lessons about the future. With 20/20 hindsight, many have said that his lessons were prophetic… predictions come true. A few of those lessons are:

      Rich Dad’s Lesson #1: “The rich don’t work for money.”

      Twenty years ago, a few publishers turned my book down because they did not agree with rich dad’s number one lesson.

      Today, people are more aware of the growing divide between the rich and everyone else. Between 1993 and 2010, over 50 percent of the increase in the national income in the United States went to the wealthiest one percent. Since then, things have only gotten worse. Economists at the University of California found that 95 percent of the income gains between the years 2009 and 2012 also went to that wealthiest one percent.

      The lesson: The increases in income are going to entrepreneurs and investors, not to employees—not to the people who work for money.

      Rich Dad Lesson: “Savers are losers.”

      Twenty years ago, most publishers vehemently disagreed with this lesson from rich dad. For the poor and middle class, “saving money” is a religion, financial salvation from poverty and protection from the cruel world. For many people, calling savers “losers” is like taking god’s name in vain.

      The lesson: A picture is worth a 1,000 words. Take a look at the chart of 120 years of the Dow Jones Industrial Average and you will see why and how savers became losers.

      The chart shows there are have been three massive stock market crashes in the first 10 years of this new century. The chart on the next page illustrates these three crashes.

      120 Years of the Dow

      The first crash was the dotcom crash around the year 2000. The second and third crashes were the real estate crash of 2007, followed by the banking crash of 2008.

      The Giant Crash of 1929

      When you compare the first three crashes of the 21st century to the giant crash of 1929, you gain a perspective of how truly “giant” the first three crashes of this century were.

      Printing Money

      The chart below shows that after each crash, the U.S. government and the Federal Reserve Bank began “printing money.”

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