What Love Costs an Old Man. Honore de Balzac

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      "Ja, my miss'ess en titre should be in a position vody of me," said this Louis XIV. of the counting-house.

      Feeling sure that sooner or later Esther would be his, the Baron was now himself again, a masterly financier. He resumed the management of his affairs, and with such effect that his cashier, finding him in his office room at six o'clock next morning, verifying his securities, rubbed his hands with satisfaction.

      "Ah, ha! mein Herr Baron, you shall hafe saved money last night!" said he, with a half-cunning, half-loutish German grin.

      Though men who are as rich as the Baron de Nucingen have more opportunities than others for losing money, they also have more chances of making it, even when they indulge their follies. Though the financial policy of the house of Nucingen has been explained elsewhere, it may be as well to point out that such immense fortunes are not made, are not built up, are not increased, and are not retained in the midst of the commercial, political, and industrial revolutions of the present day but at the cost of immense losses, or, if you choose to view it so, of heavy taxes on private fortunes. Very little newly-created wealth is thrown into the common treasury of the world. Every fresh accumulation represents some new inequality in the general distribution of wealth. What the State exacts it makes some return for; but what a house like that of Nucingen takes, it keeps.

      Such covert robbery escapes the law for the reason which would have made a Jacques Collin of Frederick the Great, if, instead of dealing with provinces by means of battles, he had dealt in smuggled goods or transferable securities. The high politics of money-making consist in forcing the States of Europe to issue loans at twenty or at ten per cent, in making that twenty or ten per cent by the use of public funds, in squeezing industry on a vast scale by buying up raw material, in throwing a rope to the first founder of a business just to keep him above water till his drowned-out enterprise is safely landed—in short, in all the great battles for money-getting.

      The banker, no doubt, like the conqueror, runs risks; but there are so few men in a position to wage this warfare, that the sheep have no business to meddle. Such grand struggles are between the shepherds. Thus, as the defaulters are guilty of having wanted to win too much, very little sympathy is felt as a rule for the misfortunes brought about by the coalition of the Nucingens. If a speculator blows his brains out, if a stockbroker bolts, if a lawyer makes off with the fortune of a hundred families—which is far worse than killing a man—if a banker is insolvent, all these catastrophes are forgotten in Paris in few months, and buried under the oceanic surges of the great city.

      The colossal fortunes of Jacques Coeur, of the Medici, of the Angos of Dieppe, of the Auffredis of la Rochelle, of the Fuggers, of the Tiepolos, of the Corners, were honestly made long ago by the advantages they had over the ignorance of the people as to the sources of precious products; but nowadays geographical information has reached the masses, and competition has so effectually limited the profits, that every rapidly made fortune is the result of chance, or of a discovery, or of some legalized robbery. The lower grades of mercantile enterprise have retorted on the perfidious dealings of higher commerce, especially during the last ten years, by base adulteration of the raw material. Wherever chemistry is practised, wine is no longer procurable; the vine industry is consequently waning. Manufactured salt is sold to avoid the excise. The tribunals are appalled by this universal dishonesty. In short, French trade is regarded with suspicion by the whole world, and England too is fast being demoralized.

      With us the mischief has its origin in the political situation. The Charter proclaimed the reign of Money, and success has become the supreme consideration of an atheistic age. And, indeed, the corruption of the higher ranks is infinitely more hideous, in spite of the dazzling display and specious arguments of wealth, than that ignoble and more personal corruption of the inferior classes, of which certain details lend a comic element—terrible, if you will—to this drama. The Government, always alarmed by a new idea, has banished these materials of modern comedy from the stage. The citizen class, less liberal than Louis XIV., dreads the advent of its Mariage de Figaro, forbids the appearance of a political Tartuffe, and certainly would not allow Turcaret to be represented, for Turcaret is king. Consequently, comedy has to be narrated, and a book is now the weapon—less swift, but no more sure—that writers wield.

      In the course of this morning, amid the coming and going of callers, orders to be given, and brief interviews, making Nucingen's private office a sort of financial lobby, one of his stockbrokers announced to him the disappearance of a member of the Company, one of the richest and cleverest too—Jacques Falleix, brother of Martin Falleix, and the successor of Jules Desmarets. Jacques Falleix was stockbroker in ordinary to the house of Nucingen. In concert with du Tillet and the Kellers, the Baron had plotted the ruin of this man in cold blood, as if it had been the killing of a Passover lamb.

      "He could not hafe helt on," replied the Baron quietly.

      Jacques Falleix had done them immense service in stock-jobbing. During a crisis a few months since he had saved the situation by acting boldly. But to look for gratitude from a money-dealer is as vain as to try to touch the heart of the wolves of the Ukraine in winter.

      "Poor fellow!" said the stockbroker. "He so little anticipated such a catastrophe, that he had furnished a little house for his mistress in the Rue Saint-Georges; he has spent one hundred and fifty thousand francs in decorations and furniture. He was so devoted to Madame du Val-Noble! The poor woman must give it all up. And nothing is paid for."

      "Goot, goot!" thought Nucingen, "dis is de very chance to make up for vat I hafe lost dis night!—He hafe paid for noting?" he asked his informant.

      "Why," said the stockbroker, "where would you find a tradesman so ill informed as to refuse credit to Jacques Falleix? There is a splendid cellar of wine, it would seem. By the way, the house is for sale; he meant to buy it. The lease is in his name.—What a piece of folly! Plate, furniture, wine, carriage-horses, everything will be valued in a lump, and what will the creditors get out of it?"

      "Come again to-morrow," said Nucingen. "I shall hafe seen all dat; and if it is not a declared bankruptcy, if tings can be arranged and compromised, I shall tell you to offer some reasonaple price for dat furniture, if I shall buy de lease——"

      "That can be managed," said his friend. "If you go there this morning, you will find one of Falleix's partners there with the tradespeople, who want to establish a first claim; but la Val-Noble has their accounts made out to Falleix."

      The Baron sent off one of his clerks forthwith to his lawyer. Jacques Falleix had spoken to him about this house, which was worth sixty thousand francs at most, and he wished to be put in possession of it at once, so as to avail himself of the privileges of the householder.

      The cashier, honest man, came to inquire whether his master had lost anything by Falleix's bankruptcy.

      "On de contrar' mein goot Volfgang, I stant to vin ein hundert tousant francs."

      "How vas dat?"

      "Vell, I shall hafe de little house vat dat poor Teufel Falleix should furnish for his mis'ess this year. I shall hafe all dat for fifty tousant franc to de creditors; and my notary, Maitre Cardot, shall hafe my orders to buy de house, for de lan'lord vant de money—I knew dat, but I hat lost mein head. Ver' soon my difine Esther shall life in a little palace. . . . I hafe been dere mit Falleix—it is close to here.—It shall fit me like a glofe."

      Falleix's failure required the Baron's presence at the Bourse; but he could not bear to leave his house in the Rue Saint-Lazare without going to the Rue Taitbout; he was already miserable at having been away from Esther for so many hours. He would have liked to keep her at his elbow. The profits he hoped to make out of his stockbrokers' plunder made the former loss of four hundred thousand francs quite easy to endure.

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