Название: There is always money! Boost your financial intelligence!
Автор: Vladimir S. Lavrov
Издательство: Издательские решения
Жанр: Руководства
isbn: 9785005197122
isbn:
Lesson number 2. Financial thermostat
Theory
One part of our brain (guess which one!) Works like a thermostat. If the thermostat is set to 22 degrees, then the room temperature will be kept around 22 degrees, whatever it is outside. If the room gets colder or hotter, the thermostat will automatically work and return the temperature to the programmed level. The only way to change the temperature in the room where the thermostat is working is to reprogram the thermostat!
Our brain has a similar internal thermostat. In numerical terms, the financial thermostat is always equal to your average monthly income. If on average you earn 50,000 rubles a month and you are relatively comfortable at the same time, then your financial thermostat is set at exactly 50,000 rubles. This is your norm.
If you have convinced yourself (or allowed other people to convince you) that your norm is 20,000 rubles per month, then your internal thermostat will be set to 20,000 rubles per month. Whatever happens around, you will look for an opportunity to get your 20,000 rubles per month!
If you have convinced yourself that your monthly norm is 100,000 rubles, then your internal thermostat will be set exactly for this amount and will not let you calm down until you fulfill your norm.
The financial thermostat is the image that paints your imagination about what specific level of income you are worthy of. And this very image is at the heart of your financial program. As an accurate reflection of your current income level, the financial thermostat dictates your standard of living. Whatever the amount of your rate, you cannot afford to earn less. You will look for an opportunity to fulfill the quota by all means. And if you accidentally overwork, your internal thermostat will force you to quickly flush out the excess and get you back to normal.
For poor and beggars people, the financial thermostat is limited to the cost of living. Therefore, they avoid risk by any means and save on everything. Rich and wealthy people, on the other hand, set their financial thermostat for exorbitant amounts that frighten ordinary people. The amounts that they imagine in their imaginations are hundreds and thousands of times higher than the amounts that poor and beggars people agree to! Therefore, they are not afraid to take risks and instead of saving, they constantly increase their income.
Financial thermostat
Practice
Reprogram your internal thermostat.
Be clear about your ideal financial result.
What is my monthly rate now (point A)? __________ R. per month
What is my ideal monthly rate (point B)? __________ R. per month
Write down wherever you can (on a notebook, on a calendar, in the margins of books, on a bathroom mirror, etc.) the ideal amount, which means some next level of income you are striving for. Only the amount, no comments or explanations. But wherever you can. So that she constantly catches your eye. So that you get used to this amount and it seems to you normal, familiar. This technique helped at one time the disgraced oligarch Boris Berezovsky to increase his super profits. She will help you too.
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Примечания
1
delta is the difference between money spent and invested in investment capital
Примечания
1
delta is the difference between money spent and invested in investment capital