American Nightmare. Randal O'Toole

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      AMERICAN

      NIGHTMARE

      Dedicated to the memory of my friend Chris Walker, whose work on land-use and transportation issues should inspire everyone who supports free markets and freedom of choice.

      Copyright © 2012 by the Cato Institute.

       All rights reserved.

      Library of Congress Cataloging-in-Publication Data

      O’Toole, Randal.

      American nightmare : how government undermines the dream of home ownership / by Randal O’Toole.

      p. cm.

      Includes bibliographical references and indexes.

      ISBN 978-1-937184-88-9 (hardback : alk. paper)

      1. Home ownership—United States. 2. Housing policy—United States. 3. House buying—United States. I. Title.

      HD7287.82.U6O86 2012

       333.33′80973—dc23

      2012012197

      Printed in the United States of America.

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      CATO INSTITUTE

       1000 Massachusetts Ave., N.W.

       Washington, D.C. 20001

       www.cato.org