The Story of the Estonian Health Insurance Fund. 20 Years of Treatment and Insurance. Grupi autorid

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СКАЧАТЬ Another important clause stipulated that the legislation also covers people who have concluded voluntary insurance agreements.

      Legislation concerning compulsory health insurance tax came next. It contained an interesting provision that stated that the health insurance tax rate is 13 %, of which 2/3 will go to local governments and 1/3 will be used to cover nationwide expenditures. All important draft legislation was completed by August of 1990 and was thereafter sent for broad-based consultation in order to arrive at a consensus, meaning that agencies, offices and county governments were included in consultations. It took several months to work through the proposals.

      The next deadline in starting up insurance medicine was projected in the latest drafts of legislation as 1 July 1991 already. The most important key words that remained in use regardless of what version of draft legislation is considered were as follows:

      • compulsory participation of enterprises and proprietors,

      • willingness to preserve and foster health,

      • the formation of the idea of voluntary insurance,

      • the formation of health funds (nowadays known as health insurance funds),

      • taking the idea of reinsurance into account,

      • establishment of the tax rate,

      • establishment of the cost of services,

      • concluding agreements with service providers,

      • keeping records of insured persons,

      • introducing and applying the concept of doctor’s visit fees.

      Examples of health insurance fund certificates of registration.

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