Финансовый интеллект. Как управлять личными финансами, чтобы жить в достатке и благополучии. Ирина Туралиева
Чтение книги онлайн.

Читать онлайн книгу Финансовый интеллект. Как управлять личными финансами, чтобы жить в достатке и благополучии - Ирина Туралиева страница 9

СКАЧАТЬ style="font-size:15px;">      Notes

      1

      Меритократия (от лат. meritus = «достойный» + др. – греч. κράτος = «власть, правление») – принцип управления, согласно которому руководящие посты должны занимать наиболее способные люди, независимо от их социального происхождения и финансового достатка.

      2

      Шортермизм – квази-экономический подход, означающий чрезмерное внимание к краткосрочным результатам, в том числе в ущерб или за счет долгосрочных планов и расчетов.

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 СКАЧАТЬ