It's Rising Time!. Kim Kiyosaki

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       Setting Your Infinite Wealth Goal

      The difference between the Rich Woman philosophy and other financial philosophies and strategies is that most financial planners, experts, spokespeople, and journalists plan on two things happening upon your retirement:

       1. You will have a fixed amount of money to live off of that earns you a small amount of interest, and

       2. You will have a lower standard of living during retirement than when you were working, due to the loss of a salary or paycheck and rising medical expenses as you age.

      The Rich Woman philosophy does not make those assumptions. Instead we assume:

       1. You have income coming in every month that equals or exceeds your living expenses… forever, In other words, you never have to worry about running out of money once you retire or stop working, and

       2. Your standard of living remains the same or, in many cases, increases.

      That is why we measure wealth in terms of time—specifically, infinite time. I can’t imagine a more horrible money problem than being 70, 80, 90 or 100 years old and knowing you are just about out of money.

      I was in Honolulu meeting some friends at a beachside restaurant. I took a seat at the bar to wait for them and began talking with the gentleman sitting next to me. He and his wife had both recently retired and they were living their dream of retiring in the islands. They bought a house on the island of Kauai and were on their way to their new life in a few days.

      We had not discussed money, retirement, or the economy, yet out of the blue, this man said to me, “I am just a bit concerned.”

      I asked him what he was concerned about, and he told me, “My wife and I have looked forward to our dream retirement for many years, and now here we are. My worry is that we may not have put aside enough money to last through our retirement. I guess time will tell.” There was a sadness in his voice.

      Here he was, after a lifetime of working hard towards his goal so he and his wife could live their retirement dream in Hawaii, and he was already worried before they had even begun. He was in his first week of retirement and already he was fearful of running out of money. That is not a way to live out the years that are supposed to be your reward for a lifetime of hard work.

      Reaching your financial heaven requires determining your infinite wealth goal and aspiring towards your dream, and then acquiring and applying the knowledge to achieve it. Simple? Yes. Easy? Not necessarily. Worth it? More than you can imagine.

      Now let’s figure out how you can do that.

       CHAPTER 6

       TWO LIFE-CHANGING WORDS

       To rise to the investor within takes…